Long-Term Care

The need for information and guidance to help plan for healthcare costs in retirement has never been more important. One of the greatest risks to a successful retirement are the surprises of high healthcare expenses. A life changing healthcare event can derail financial protection and destroy a lifetime of savings. That care event most often occurs later in life, but can happen at any time. While we can’t predict the future, we can educate ourselves about choices. I firmly believe that knowledge is power – everyone needs to know about the future costs of an extended healthcare event and the options for caregiving.

I am passionate about educating employers, employees and individuals to help them make smart insurance choices, especially when nearing retirement. With extensive insurance options for long term care planning, it’s important to work with a specialist who can provide clear and practical advice.

I provide guidance and answer typical questions like —

• What does LTC insurance cover?
• What plan benefits do I need to include?
• How much does LTC insurance cost?
• What plan best fits my needs and budget?

I have personally witnessed the benefits of planning for a life changing health event. My father had MS, but lived the best life he could because he had a LTC insurance plan. That plan gave him the flexibility to receive care where he want to be – in his home. Because of my experiences, I understand the physical, emotional, and financial consequences of providing care and the necessity of having a plan in place. Planning protects retirement assets and provides many options for care and support for both individual and family.

I am independent and represent many different insurance carriers. I am diligent in matching the appropriate LTC plan to fit the specific needs and budget of an individual. One of the best actions you can take for your financial security is to contact me for an initial assessment and learn about your options.

Licensed in most states.

Chair of LTC Working Group for NABIP (National Association of Benefit & Insurance Professionals)
Master Class teacher for the CLTC designation
Library Presentations on Medicare and Aging in Place
Presentations in Retirement Communities